Sika is in early access. Try it now
Send money to any network, pay for light and water, and buy airtime, straight from your mobile money. Built for Ghana.
Enter your phone number and the code we text you. That's your account.
Add MTN MoMo, Telecel Cash or AT Money. We check the name matches your Ghana Card.
Send to any network, pay ECG and buy airtime, straight from your mobile money.
Send money
Type a number and Sika picks the network from the prefix. If the number was moved to another network, change it before you send.
Pay bills
Find your ECG meter or account and see the name and address on it before you pay. Postpaid bills fill in the amount you owe.
Voice
Tap the mic and say “Send 50 cedis to 024 412 3456”. Sika fills in the form and waits for you to confirm.
Prepaid units or your monthly bill.
For your number or anyone else's.
Pay your water bill.
Mobile money accounts can only be linked in your own name.
Logging in and linking an account both need a code sent to your phone.
Sika never holds your money. Every payment comes straight from your mobile money, approved on your phone.
MTN MoMo, Telecel Cash and AT Money. You can link one or more and choose which is your default.
Yes. Sika checks that the mobile money accounts you link are registered in the same name as your Ghana Card.
ECG prepaid and postpaid, and airtime on any network. Ghana Water is coming soon.
Yes. You send to their mobile money number, so they don't need Sika to receive it.
Beta testers wanted
Join the beta list and we'll text you about new features and ask what you think. You can use Sika straight away; the list is how we stay in touch.
